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Top 10 Questions to Ask Your Lender

Here are the top 10 things to ask your Lender:

  • How much are my closing costs and will you provide me, in writing, a bonafide Good Faith Estimate and Truth in Lending before I apply for a loan?

  • Will the Good Faith Estimate include all of the expenses I will be charged at closing?

  • Will you lock in my rate?

  • When will you lock in my rate-at application, approval or closing?

  • For how long of a period will you lock my rate?

  • Does it cost anything to lock my rate?

  • How long does it take to process my loan?

  • Why should I go to my local bank for my mortgage instead of a broker?

  • Will you provide me with a written Pre-Approval document that guarantees that I am credit approved?

  • Will my loan be serviced locally or will it be transferred to another lender?


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