First National Community Bank offers a variety of Checking Plans. We're sure one is right for you!

Account Type	Minimum Balance	Interest Bearing*	Check Safe Keeping	Monthly Service Charge	Additional Information
Regular Checking with Interest	$400.00. To earn interest $900.00	Yes	Yes	$6.00	First order of select checks at no charge. Free Online Banking. Free Touch Tone Teller. Fees apply only if balance drops below minimum
Basic Checking	N/A	N/A	Yes	N/A	Free Checking!
Home Checking	N/A	N/A	Yes	N/A	Designed for our Mortgage Customers.
eBank Wise Checking	$100.00	N/A	Yes	$5.00	Fees apply only if the balance drops below minimum. No monthly fee ATM/Debit Card. Bill Payment-20 payments no fee, $.50 for each add'l. First year fee for ODP waived. Must have direct deposit.
Classic Checking	$500.00	Yes	Optional	$5.00	Age 50 or better. Fees apply only if balance drops below minimum. Interest is paid on tiered balances; Tier 1 $500.00 - $2,499.00 Tier 2 $2,500+ Unlimited check writing, first box of select checks free, discounts on safe deposit boxes, no fee ODP, no fee on Travelers Checks and money orders, no fee ATM/Debit Card/, no fee Online Banking.
Personal Money Market	$2500.00	Yes	No	$15.00	Fees apply only if balance drops below minimum. Account must be opened with a minimum of $2500.00.
Student Checking	N/A	No	Yes	N/A	Online Banking, Touch Tone Banking, One free box of select checks, no monthly fee ATM Card - Subject to approval. No minimum balance is required on savings account. If student is under the age of 18, parent or guardian must sign. Must supply proof of school enrollment.

*Interest Bearing: Please see a Customer Service Representative for current rates.
ODP: Overdraft Protection, subject to approval.
ATM/Debit Cards: Subject to approval.

Please see the Deposit Account Agreement and Disclosure for a listing of all terms and conditions.