Lending Services

Home Equity Loans/Lines of Credit

Looking to fund a vacation, pay college expenses, do some landscaping?  With a Home Equity Loan or Home Equity Line of Credit, you can use the equity in your home to work for you. Our Home Equity Loan offers a fixed rate with monthly installments. The Home Equity Line of Credit offers you flexibility, convenience, and either a fixed or a variable rate. The proceeds from either loan can be used in any way you wish.

Mortgage Loans

We offer a wide variety of Mortgage Loan Programs. Whether you are looking to purchase your first home, build your dream home, or purchase an existing home, we will work with you to create the package that best meets your individual needs. Please visit our Mortgage section for more details or to apply online.

Personal Loans

First National Community Bank is ready to assist you with your personal loan needs.  We offer:

• Farm Loans
• Auto Loans
• Mobile Home Loans
• Debt Consolidation Loans

Please contact one of our lenders with questions regarding your personal lending needs.

Overdraft Protection

If you appreciate having easy acccess to credit when you want it, add Overdraft Protection to your checking account at First National Community Bank. Overdraft Protection provides automatic protection against overdrafts up to your approved credit line.

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