Business Accounts

Rates effective February 5th, 2019
Type Minimum Balance to Avoid Service Charge Minimum Balance to earn Interest¹ Interest² APY³ Charge Per Check Deposited Monthly Service Charge Additional Information
Business Checking N/A None-Interest N/A
N/A $.03 (ON-Us)

$.06 (other)
$6 Earnings credit based on average collected balance.

A charge of $.15 per check written.
Business Checking with Interest
N/A
.01
.05%
.05% $.03 (On-Us)

$.06 (other)
$6
Earnings credit based on average collected balance.

A charge of $.15 per check written.
First Choice for Small Business
N/A
None-Interest
N/A N/A $.20 per item over 250 $8 Maintain $2500 average balance in a Business or T-Bill Savings account and the monthly service charge is waived. $2.00 fee for statement images.
First Choice for Small Business with Interest
N/A
.01
.05% .05% $.20 per item over 250 $8 Maintain $2500 average balance in a Business or T-Bill Savings account and the monthly service charge is waived. $2.00 fee for statement images.
Business Savings
$50 $200.00
.07% .07% N/A
$1 Must maintain a minimum $200 balance to earn interest. Monthly service charges apply if balance drops below minimum balance required any day of the month.
T-Bill Savings
$50
Tier 1: $.01-$24,999.99
Tier 2: $25,000-$49,999.99
Tier 3: $50,000.00-$74,999.99
Tier 4: $75,000.00-$149,999.99
Tier 5: $150,000.00 +
.16%
.30%
.39%
.47%
.55%
.16%
.30%
.39%
.47%
.55%
N/A
$1 Interest paid on tiered balance. Monthly service charges apply if balance drops below minimum balance required any day of the month.
Business Money Market Account $2500 Tier 1: $.01-$24,999.99
Tier 2: $25,000-$49,999.99
Tier 3: $50,000.00-$74,999.99
Tier 4: $75,000.00-$149,999.99
Tier 5: $150,000.00 +
.16%
.30%
.39%
.47%
.55%
.16%
.30%
.39%
.47%
.55%
N/A
$15 Limited transfers & check writing. Monthly charge applies if balance falls below $2,500 any day of the statement cycle.
All Checking Accounts Offer: Online Banking, Bill Payment Services, Electronic Statements (eStatements), Debit Card4
 
Please see the Deposit Account Agreement & Disclosure for a listing of all terms and conditions. Fees could reduce earnings.
 
¹We use the daily balance method to calculate the interest on the account. This method applies a daily periodic rate to the principal balance in the account each day.

²Interest Rates are subject to change after the account is opened.

³APY= Annual Percentage Yield

4Platinum Debit Mastercard: Subject to approval.
 
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