First National Community Bank offers a variety of loan programs with very competitive rates.

Fixed Rate Mortgages: 

As the name suggests, fixed rate mortgages are loans on which the interest rate remains the same for the life of the loan. The terms range from 10-30 years.

Adjustable Rate Mortgage:

5/3, 5/1. The interest rate is fixed for an initial period and is subject to change every year thereafter.

Guaranteed Rural Housing:

No down payment or Mortgage Insurance required. Income limits apply.

Lot Loans:

1 year or 3 year ARM. Minimum of 20% down payment required. Payments are based on a 20 year loan. Loan balloons in 5 years.

Construction Financing: 9 month term. Interest only. Self contractors welcome.

FHA: Offering a 30 year fixed rate with 3.5% down. 

VA: Zero down, 30 year fixed rate.

BANK WITH PEOPLE YOU'D HANG OUT WITH!

They've been called the "dream team!"

Work with this dynamic group of lenders to make your buying dreams a reality!