At First National Community Bank we strive to offer our customers the most competitive mortgage rates available. We can custom tailor your mortgage terms based completely on your individual situation.

The rates that you are about to view are base rates only. Please keep in mind that when you are comparing rates, you must consider all of the costs involved.

Please contact one of our Mortgage Professionals to provide you with a Good Faith Estimate. Feel free to call our Mortgage Department at 715-243-6108 or 1-800-514-3412.

Scroll to the left to view the rest of the table.
Rate APR* Repayment Terms Points Payment***
15 Year Fixed 4.000% 4.0974% 180 Months 0 $739.69
30 Year Fixed 4.500% 4.5572%
360 Months 0 $506.69
FHA 4.625% 5.6581% 360 Months 0 $514.14
Construction Loan 2.74% 4.328% 9 Months  0 Interest only
Lot Loan-3/1 ARM** 5.50% 4.6222% See below .50 $687.89
Rural Housing 100%
4.375% 4.7502%
360 Months 0 $499.29
VA 4.625% 4.8101% 360 Months 0 $514.14

Rates Disclosures

Interest rates are based on a 45-day lock period. Products and rates are subject to change without notice. All loans are subject to credit approval, acceptable collateral, and available equity.

*APR=Annual Percentage Rate based on a 20% Down payment (Excluding Rural Housing, VA & FHA)

**ARM=Adjustable Rate Mortgage. 10 year loan, based on a 20 year amortization. Rate subject to change annually. APR may increase after consummation.

***Payment based upon a Principal Balance of $100,000.00



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