Refinance Loans

There are a number of advantages to refinancing your home – and FNC Bank is ready to help you discover your options.


Potential Benefits to Refinancing Your Home:

Lower Your Interest Rate:

Take advantage of lower rate options – ultimately decreasing your overall loan payment and potentially saving thousands of dollars over the life of the loan. In many cases, a lower interest rate equals a lower monthly mortgage payment which can free up funds to apply towards any higher-interest debt or your savings accounts. Talk to a mortgage lender to see how your existing mortgage rate compares to today’s rate.
 

Shorten Your Term:

Some borrowers refinance to reduce the term of their loan. This is especially appealing when you lock into a lower rate. When securing a lower interest rate, you may be able to move from a 30-year loan to a shorter term without a significant change in monthly mortgage payments – ultimately reducing the overall interest expense.
 

Cash Out

Refinance your loan and cash out the equity in your home for other uses such as purchasing an investment property, financing home improvements, or consolidating debt.
 
Our mortgage lenders can help you determine if refinancing is a good option for your current situation. We’ll review your existing mortgage and compare it to refinancing with a new rate, loan term and/or loan type. Start the conversation and discover your potential savings!
 
 
Free Mortgage Review!
Whether or not you’re ready to refinance, it’s good practice to review your mortgage periodically to ensure you’re in the right product, discuss any financial changes, and determine if there could be any savings options available to you. Contact a mortgage lender for a free comprehensive mortgage review.
 

Contact a mortgage lender for more information, or apply now and someone will reach out to you shortly.




*Loans are conditional on credit approval and completed appraisal. Property and flood insurance required where applicable.
For current rates and payment examples, please visit our mortgage Rate Webpage.


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